Here is a news digest about the current hot teen HYIPs. The sites which will be discussed are A3Union, Relax Business and Online-Capital.

A3Union

A3Union has changed his own rules.They have raised the minimum invest amount to $50. And if you invest $50, the duration of the plan would be 92 days. They explained that they increased minimum required amounts in order to “decrease excessive amount of transactions and provide high quality level of service for existing and new investment products.”

There is still no news about the A3Card and nobody has received it. To make the matter worse, the site is unstable and sometimes it cannot be accessed. The customer support is not replying the tickets.

The opinion about A3Union in the forum is mixed. Some report difficulty in withdrawing the account balance, while others are still paid instantly. Since it is not encouraged to believe in anyone in the forum, I advise you to test the withdrawal button before reinvesting.

Relax Business

Relax Business is still paying. However, I personally experience some problems. I did not get the referral commission from the second investment of my referrals. I sent the ticket to them and they solved the problem.

Q: Why there would be unpaid referral commissions?
A: Script glitch. Our tech is working on it now.

So I advise you to send a ticket to them if you suspect there is unpaid referral commission, especially for reinvestments.

On the other hand, some people said that when they connect to the site of A3Union, they would be redirected to the site of Relax Business. I personally didn’t experience this. But if this is true, probably the two sites have some connections.

Online Capital

A lot of members have reported difficulty in accessing to the Online-Capital website. Online-Capital says that their site has been constantly under DDoS attack. Their claim is supported by relevant documents (provided by themselves), which can be found here. There are a couple of complaints concerning payment in the forum.

Conclusion

As you may know that, some small HYIPs survive by investing their money into another HYIP, which in turn invest their money into another bigger HYIP. The fact that the current leading HYIPs are unstable may cause a downfall in the HYIP industry, so your money may be in great risk. I advise you to keep your money in these days other than investing.

Here is summary of what you need to know about Auto Surfing

• In the world of marketing, people often get compensated — with cash or free products and services— for doing fairly easy things, like sampling new ice-cream flavors, filling out surveys, or allowing a firm to monitor the television shows you watch or the websites you visit.
• While some “money for nothing” opportunities may be perfectly legitimate, others can turn out to be frauds.
• “Auto-surfing” is a form of online advertising that purportedly generates advertising revenue for companies that want to increase traffic to their websites.
• The premise behind auto-surfing is that companies that advertise on the Internet are willing to pay to increase traffic to their web sites.
• These companies hire an auto-surf firm or “host,” which in turn pays individual web surfers to view certain websites on an automatically rotating basis.
• The more sites the individual visits, the more money he or she stands to earn.
• The program will promise high — often double or triple digit — returns on your investment in the program, often within days or weeks of joining.
• The line you’ll hear is that the more you click, the more you collect.
• But the reality is that any scheme that requires you to pay to participate — and promises handsome rewards in no time at all for little to no effort on your part — bears many of the hallmarks of a “Ponzi” or pyramid scheme.
• These schemes look deceptively legitimate because the fraudsters behind them typically use money coming in from new recruits to pay off early stage investors.
• But eventually the pyramid will collapse when it gets too big.
• It’s simply not possible to “rob-Peter-to-pay-Paul” forever.
• The SEC warns investors to be wary of any sort of “get rich scheme quick” scheme — and to be especially leery of opportunities that require you to pay to play.
• Contact the secretary of state where the company is incorporated to find out whether the company is a corporation in good standing.
• Also call your state securities regulator to see whether the company, its officers, or the promoters of the opportunity have a history of complaints or fraud.
• Watch out if the company’s promotional materials, contain “testimonials” from supposedly satisfied customers, especially if all the “testimonials” are full of praise.
• Every investment carries some degree of risk, and the level of risk typically correlates with the return you can expect to receive.
• Low risk generally means low yields, and high yields typically involve high risk.

Source : “Auto-Surfing”: What You Need to Know

Diversify is important method on HYIP investment. It means you divide total investment among several different HYIPs so as to minimize risk. Investing in a single program is risky, because if the program collapses, you lose all your money. So by diversifying you virtually decrease the % of lost money in your portfolio. The problem is : How to choose an HYIP for our diversify ?

Here are ways on how to choose HYIP for your investment diversify :

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RelaxBusiness hyip is currently very popular among hyip investors.They have many happy members from around the world, all give good reports about this program.

Paul Grabner, the admin of this hyip, stated on Talkgold forum that relaxbusiness was found on 23 July 2005 and has been online since 17 August 2006(Claimed). Relaxbusiness.biz was registerred at August 17 2006 (Fact).

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Bet-Funds is a HYIP that makes money from sports arbitrage – a situation that occurs when bookmakers’ prices differ enough such that it is profitable to intelligently purchase all outcomes.
Some past arbitrage can be viewed in their site.

This program offers four types of plans. All of which lasts for one year. With the exception of compounding plans, interest can be withdrawn every week.

BFS ($5 - $999) – weekly interest of 5%
BFM ($1000 - $4999) – weekly interest of 5.5%
BFP ($5000 or above) – weekly interest of 6%
BFC ($5 or above) – 6% compounded weekly

Bet-Funds Website Information
Website Title: Bet Funds- Arb bets mutual fund

Bet-Funds Server Data
IP Address: 200.46.204.163
IP Location: Panama – Panama City – Hub.org
Response Code: 200
Blacklist Status: Clear
SSL Cert: www.bet-funds.com expires in 212 days.

Bet-Funds Whois Record
Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: BET-FUNDS.COM
Created on: 11-Sep-06
Expires on: 11-Sep-07

Domain servers in listed order:
NS.EARTHTECINC.COM
NS2.EARTHTECINC.COM
NS3.EARTHTECINC.COM

Interview with Bet-funds
Q: Why I can only choose the compounding percent to be 100% in the compounding plan?
A: The compounding plan is compounded weekly and is only set to 100% as it is for those seeking capital growth in the long term, if you are looking for steady income then you should choose the regular plan where you are paid weekly.

Q: Your domain name will expire in Sep 2007, only two months after today. Does this mean that I can only get back the profit made within these two months?
A: Our domain name was registered by our webmaster and it will be automatically renewed before expiration.

Another interview can be found here

In my opinion, the rates are quite stable. And the admin is quite active in forums. So I think the site will not vanish in the short term.

Good Luck.